Posts Tagged ‘loans’

VIRTUAL RACISM: Ignorance equals education?

Thursday, January 19th, 2012

Ben Kinchlow, former cohost of The 700 Club, in this videtorial shares that much of what is being affirmed as Racism today is something he calls Virtual Racism. In this mini-documentary produced by Dylan and Josh Wade you will get a non-nonsense history lesson that is spot on. Ben says, “This ‘virtual racism’ would have been hailed years ago by rank and file blacks as ‘having reached the promised land.’

“The thought having been ‘possibly’ redlined for a loan, or ‘perhaps’ not being promoted, or experiencing deliberately slow service at a restaurant would have been an occasion for singing, ‘We have overcome.’

“I had a very interesting conversation with a young African-American man recently who owns his own business and he’s also the operations manager for a very successful minority-owned business. He and his wife drive luxury imports and send their kids to a private school.

“When he complained about racism because of an article he had seen, I asked him, ‘How would you define racism in America? Give me some examples.’ He trotted out the usual… ‘People who are refused jobs.’ ‘People who disagree with Obama.’ ‘People who use the N word,’ etc.

“But I persisted. Give me a specific example of when and how have personally been subjected to overt racism or racist behavior?

“He was forced to admit that neither he, nor anyone he knew personally, had ever been subjected to overt racism? He was forced to admit that neither he nor anyone he knew personally had ever been called the N word or experienced other racist behavior from whites.

“So I asked him, ‘Have you ever seen a segregated water fountain?’

“He laughed, ‘You’re kidding, right?’

“Nope, I used to drink out of them all the time in segregated parks.

‘Segregated parks?!’ “Sure! You don’t think Blacks and Whites used the same parks, or playgrounds and schools do you?”

‘Get out, Ben!’

“Have you ever been to a ‘colored’ cemeteries? Yeah, there was backs of buses, separate waiting rooms and even separate churches. You know a white church member I met years ago believed that God had ordained segregation and actually said to me that we can be together in heaven because there we’ll all be washed whiter than snow. That’s a true story.

“He just looked at me. So I asked him tell me again what were saying about racism in modern day America?”

Silence.

More info: www.BenKinchlow.com

Duration : 0:2:28

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Financing a New Business : How to Apply for Grants for Women Starting a Business

Wednesday, September 29th, 2010

Before a women applies for grants when starting a business, be sure to check state or local certification requirements and be aware that women-owned businesses might be eligible for a disabled business enterprise. Understand the certification process women may have to go through to start a new business with tips from a certified public accountant in this free video on new business financing.

Expert: Amber Hill
Bio: Amber Hill is a certified public accountant and a partner in several small businesses that she started from the ground up.
Filmmaker: Carlye Jones

Duration : 0:1:41

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Bad Credit Loans, Unsecured Personal Loans Small Business Loans Minority Startup Business Loan

Tuesday, June 29th, 2010

Some OF The Loans We Offer
PERSONAL LOANS Unsecured Personal Loan – Supreme Advances can help make your dreams a reality with an unsecured personal loan. Whether your plans include a vacation, a major purchase, school or consolidating your bills into one, simple monthly payment – we can tailor a unsecured personal loan to fit you and your budget! Applying is quick and easy and you can usually expect to have an answer in 24 hours or less. (Home ownership NOT required) Secured Personal Loan – Supreme Advances has been serving the needs of people just like you for over 7 years. Working together, we can help you pay off your credit cards, take care of unexpected expenses, pay tuition, buy furniture or take a well-deserved vacation with a secured personal loan. Your secured personal loan application will receive our immediate attention and a quick response! (Home ownership NOT required) Personal Line of Credit – Lines of credit are normally secured with real property, a line of credit gives you convenient access to a pre-established credit limit – when you need it most! Once approved, you can access this revolving line of credit simply by writing a check for up to your pre-approved, available credit limit. As you make payments to reduce outstanding balance, the amount again becomes available to borrow. (Home ownership NOT required) Signature Loans – We know in today’s world, credit is a necessity! You may be planning to make a major purchase, but might not want to obtain a secured loan or use your credit card. What you’d really like is the convenience of a non-revolving, signature loan.(Home ownership NOT required) to learn more about this life changing offer please visit our website at PrivateFastLoans.com

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Duration : 0:5:10

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Business Loans For Minorities: Info And 3 Helpful Sites

Saturday, June 26th, 2010

Helping minority business owners and entrepreneurs to start or grow a business can help thousands of communities make the most of their resources. These often help impoverished areas to create or restore specific districts or neighborhoods. Business loans for minorities are readily available, and several programs are successfully funded privately or independently. Local funding is available through communities, local organizations, and redevelopment agencies.
A small business loan can be used for a variety of purposes, including business startup costs, purchasing inventory, working capital, and expansion. The business owner must approach a bank, financial institution, or other lending party to provide the funding for the project. Once a proposal and business plan is constructed, a strong presentation and commitment to goals is essential for growth. Minorities are encouraged to apply for business loans since they can help diversify and grow a specific community. The U.S. government encourages minority business growth so that the market and economy can stay competitive, offer unique products and services, and continue to promote growth within communities. Banks and credit unions have a strong interest in investing in minority business loans as they have set aside funding specifically for minority communities and programs. Some banks have a substantial amount of funding available to authorize these loans, and may even meet a quota each year to accommodate for them. Small business loans for minorities by private banks can be secured or unsecured loans. The minority business owner will need to establish their credit standing, outline how long it will take to pay back the loan, and possibly offer some form of collateral. Co-signers are generally mandatory for an unsecured loan. Secured minority business loans require larger payments with a low interest rate. These will usually pay off the loan faster. An unsecured loan may have a higher interest rate, but will be much easier to obtain. Even if you have bad credit history in this case, you can still be approved for a minority loan that is guaranteed by a third party, or the government. 3 Organizations To Help Minority Business Owners Obtain Business Loans: Southern California is home to Operation HOPE, an organization that distributes over $72 million in loans for minority homeowners and business owners. The website can help other states link up to key resources and influential group leaders in the area, and funds have been set up throughout different states for specific purposes. The Minority Business Development Agency (MBDA)is run by the Assistant Secretary of Commerce under the Bush administration. Over the years this organization has helped thousands of startups, entrepreneurs, and visionaries, get their businesses off the ground through different government-based programs. The website also offers a lot of information on investing, wealth management, cost controls, small business operations, and minority resources in each community. The National Minority Supply and Diversity Council (NMSDC) is a direct link between corporations and business, representing some of the biggest entities in the United States today. These companies extend various grants, programs and loan formats to small business that can contribute to startup capital. Minority businesses must register for the program and are reviewed frequently by corporate buyers.

Duration : 0:1:40

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Minority Small Business Loan, Business Loans – Merchantcashadvance.Com

Saturday, May 22nd, 2010

http://www.merchantcashadvance.com minority small business loan, merchant cash advance, small business loans, global venture capital, business loans, venture capital, online loan.

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Small Business Loans Minority Startup Business Loan Car Financing Car Loan New Best Personal

Friday, March 26th, 2010

“Who else wants to take advantage of this Explosive new lending technique that has the power to net business owners $200,000 in financing in 90 days! Yes, even in this CREDIT CRUNCH?” Have you ever heard the old saying “It takes money to make money”? Well I’m living proof that it’s not entirely true. In fact, the truth is this: “It takes OTHER PEOPLE’S money to make money.” Rich people in this world know that. Which is why they don’t use their own money to expand their wealth. They use someone else’s money. It’s a powerful tool. But do you have to BE RICH in order to BORROW LIKE YOU’RE RICH? And do you need excellent credit to borrow like a rich person? No, and no. Are you surprised? Then you’ll love the rest of this detailed report. Keep reading. Before I go on I want to address a major issue we hear about almost every day, and that is poor personal credit. Let me tell you right up front why your personal credit is NOT that important. It’s because under my system, your BUSINESS gets loans. Not you. And that’s why your business credit is what matters. Not your personal credit. But more on that later. Back to the report: How many times have you had a business idea or wanted to expand an existing business and thought to yourself “If I just had the money to get it off the ground, then [fill in the blank].” Believe me, I’ve been there too. Far more times then I would care to admit. But now? Well let’s just say I don’t spend much time filling in the blank. to learn more about all types of loans we cater please visit our website at PrivateFastLoans.com

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Duration : 0:5:10

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Unsecured Personal Loans Small Business Loans Minority Startup Business Loan Car Loans

Monday, March 22nd, 2010

DEBT CONSOLIDATION LOANS Bad Credit Debt Consolidation Bills and debts getting a little out of hand? Lower your monthly payments by consolidating them into one low payment. You can consolidate anything. Credit cards, car loans, personal loans, second mortgages anything and everything! We have saved people Thousands of Dollars with this loan program. We will show you how to get out of debt faster, save money and get a possible tax deduction! Complete our online application.
EDUCATIONAL LOANS Education Loans provide additional funding to undergraduate, graduate, MBA, law and health professions students. These loan programs are the smart way for students to round out educational financing needs by making up the difference that isn’t covered by any other financial aid or loans a student may have. Students can borrow up to the full cost of their education, minus other financial aid. Supreme Advances offers competitive interest rates, combined billing, deferment options and flexible repayment plans. Apply today! Supreme Advances is committed to helping you make smart decisions about paying for college. We recommend that you borrow only what you need and only after exhausting all other alternatives. Be sure to use your borrowed funds only for their intended purpose and always fulfill your repayment obligations. VACATION LOANS Thinking of that dream vacation? Think Vacation Loans from Supreme Advances.
Take that dream vacation you’ve long been planning with a Supreme Advances Vacation Loan package. It’s all you’ll need to guarantee satisfaction and our commitment to your happiness. Complete an online application today.
SMALL BUSINESS LOANS In need of hard money, commercial, business loan or start up loan? We are committed to making the financing process as simple as possible and strives to meet the needs of the business & real estate owner. We offer innovative financial solutions for businesses to help spur growth, conserve cash flow, expand, purchase/refinance equipment, or restructure debt. In addition, our team of real estate professionals can assist borrowers by providing funding for all types of real estate throughout the United States. Supreme Advances, program includes – capital resource hard money loans, unsecured start up loans, bridge funding, signature loans & unsecured small business loans & More!
Hard Money Loans – Unsecured Start Up Loan – Bridge Funding – Signature Loans – Unsecured Small Business Loan – Bridge Funding – Hard Money Loans, apply today. PAYDAY LOANS to learn more about this please visit our website at PrivateFastLoans.com

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Financing a New Business : Apply for a Minority Loan

Saturday, March 20th, 2010

Applying for a minority loan is not much different than applying for a regular loan, with the exception of distinct eligibility requirements that are separate from other people. Learn what paperwork requirements are necessary, like business projections and financial statements, when applying for a minority loan with tips from a certified public accountant in this free video on new business financing.

Expert: Amber Hill
Bio: Amber Hill is a certified public accountant and a partner in several small businesses that she started from the ground up.
Filmmaker: Carlye Jones

Duration : 0:1:31

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Networking Event at the Cotton Club

Sunday, March 14th, 2010

The minority business Directory hosts monthly networking events at Harlem’s famous Cotton Club at 656 W125th Street in New York City.

Call 914-476-7557 for dates.

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CIT: Lloyd Chapman on Fox Business News “Save CIT”

Monday, November 2nd, 2009

CIT Group Inc. has been the number one Small Business Administration (SBA) 7(a) lender for nine consecutive years. They have also been the top lender to women, minority and veteran owned small businesses for six consecutive years. CIT has been a lender to roughly one million small and mid-size businesses. Without help from the federal government CIT could face a very serious challenge to their future that may include bankruptcy.

Duration : 0:9:10

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