Archive for December, 2009

No more small business contracts to large businesses

Tuesday, December 29th, 2009

Laura Rodrigo, Petaluma, Ca

Question: If elected, what would you do to stop the federal government from awarding small business contract awards to large businesses?

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Mayor Appoints Three New Cabinet Members

Tuesday, December 29th, 2009

Mayor Richard M. Daley appointed three new members of his cabinet: Budget Director, Chief Procurement Officer and Commissioner of the Department of General Services.
The mayor also announced he is transferring responsibility for the Citys Minority and Women Owned Business Enterprise (MBE/WBE) program from the Department of Procurement Services to the Office of Compliance.

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Minority Business Enterprise, MRobineson3

Tuesday, December 29th, 2009

Comments With Dr. James Haney Presents*Minority Business Enterprise, with MRobinson, Executive Director, Nashville minority business Center, Nashville, Tennessee, who talks about what Nashville is doing to encourage Minority and Women Businesses, Part 3

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MBE Certification WBE Certification – Question 18 Of The Top 20 Questions re Business Certifications

Tuesday, December 29th, 2009

http://www.innoventum.com/certifications.html Learn the secrets to selling your goods and services to the Government and Corporate America by leveraging Minority, Woman, and Veteran-Owned Business Certifications.

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Yinka Shonibare, MBE: A Flying Machine for Every Man, Woman SBMA

Tuesday, December 29th, 2009

Santa Barbara Museum of Art Nights Party featuring Yinka Shonibare, mbe: A Flying Machine for Every Man, Woman and Child and Other Astonishing Works. March 14, 2009—June 21, 2009

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Have you ever seen a Mexican working in a Chinese restaurant?

Sunday, December 27th, 2009

Or a black in a Chinese restaurant? Or a Chinese in a Mexican restaurant (Taco Bell isn’t really Mexican, now is it?) Does EEO apply to minorities who own businesses?
I need a smile this morning. I knew you guys would come through for me!!
Blacks doing Chinese? Like Moo Shoo Chitlins or something?

All the Time. Maybe they can change it to Mexanese. I look forward to Juan’s Chinese Buffet.

Small business grants/assistance for white males and/or minorities?

Sunday, December 27th, 2009

I am researching a small business but don’t have the capital to do it myself. I have the experience to be successful but lack the credit for a small business loan. Don’t read anything into this comment but I have read a lot of information about SBA loan assistance etc but don’t qualify for much as a white male.

As a minority, however, I think my wife does. Does anyone have any experience with this type of assistance to know if the business can be in her name to qualify as a minority/woman owned business with me as an employee?

Jobs are scarce and any help would be appreciated.

Business assistance is available at the Small Business Administration website, at http://www.sba.gov

There are no grants availalble from the federal government for anyone to start a business or to assist with personal finances. You can check – http://www.grants.gov

I am looking for free minority business money/grant for business startup, with NO strings attached.?

Sunday, December 27th, 2009


I would like to find a $1m tax free with no strings attached, but I don’t really expect to find it, and neither should you.

Too many people out thier promise to give you inside information on getting grants for anything from paying your bills to starting a business. They are trying to sell you something that doesn’t exist.

Other reasons my mom dont let me mbe vegetarian…?

Sunday, December 27th, 2009

1.Meat has lots of protein-We would need to eat lots of other stuff to replace a peace of meat(Gosh this is a stupid one)
2.We also kill plants by eating them
3.Vegetarians are always pale and have heath probs.
4.I eat eggs,and those are baby chickens(Is this supposed to make me become a vegan?)
5.Ill die(How nice of my mom to say)

Please help me reply to all this..
Just to set thing straight:
I didnt ever call my mom stupid,Im not doing this to annoy her or whatever.
I like my mom but she’ll just have to deal with this.

OK.

1. Soya products-such as tofu and tempeh-contain all the essential amino acids found in animal protein and are actually higher in protein than some meats.The human body doesn’t actually need much protein-it only has to make up about 5-8% of your diet.The typical western diet has far too much protein not too little.

2. Yes but unlike animals plants (and fungus like mushrooms) have no brains or nervous systems so they cannot feel pain or fear.

3. Nope only those who become vegetarian without researching the ways to have a properly balanced vegetarian diet do.Most vegetarians are as healthy as omnivores.Sometimes more healthy as they take less fat and cholesterol etc.

4. Virtually all eggs sold in stores are unfertilised and would NEVER hatch. (Having said this I am vegan but that’s not a path for everyone)

5. Erm…..no you won’t.-refer her to my answers to points 1 and 3 as to how you could be perfectly healthy as a vegetarian.Well obviously you’ll die eventually but not because your a vegetarian.Vegetarians and vegans often live a bit longer than omnivores as our diets mean we are less prone to certain cancers and to heart attacks caused by high fat intake etc.

Having said all this it will be tricky to be a vegetarian if your under 18 and still at home and she is determined to stop you. If she makes it impossible then settle for eating vegetarian meals as much as you can-for lunch at school,when you go out with friends etc-and become vegetarian when your 18 and it is no longer her business what you eat.

How many understand what will be done with the Bail Out money?

Thursday, December 24th, 2009

The bailout money, not the originally requested 700 billion, will purchase mortgage backed securities.

Mortgage backed securities are kind of like high paying bonds that are secured using realestate.

The person who took out the mortgage makes payments.

The person who holds the mortgage receives those payments until the mortgage is paid off.

If the mortgage payer stops paying two things can happen:

The mortgage is renegotiated.

OR

The mortgage is foreclosed on.

The preferred situation is to renegotiate the mortgage and keep the pyaer making payments.

The US government will probably make money and at the least, will not lose money on the bail out.

Who made money on the Mortgages?

The brokers who wrote them made the most money. The big corporations who underwrote or purchased the mortgages LOST money.

Scummy mortgage brokers wrote bad loans to low income people and sold them to underwriters and investors, people with IRA’s and 401K plans.

Most of these mortgage brokers were minority owned businesses in low income areas who sold ARM mortgages with ridiculous payment terms. The kind of people Acorn works with.

Now morons are blaming the people at the ends, the borrower and the investor and are not blaming the mortgage brokers who, along with groups like Acorn, caused the problem.
Nope chi-guy, it is the mortgage brokers fault, the upper income scum bag taking advantage of poor people and the very good record of mortgage backed securities as investments.

Not the poor guy taking out the mortgage and not the "big" corporation buying a "vetted" mortgage as an investment.

The scum bag mortgage broker who wrote the crappy mortgage.

The scum bag who might get away free unless you demand their head on a platter.
Dig deeper Lu.

Most of the bad mortgages were written in lower income housing markets.

Follow the money and you will find about 60% of the mortgages were written by minority owned businesses.

That sucks because it gives the minorities, who were generally the people who were scammed the worst, a bad name.

These are predators who, much like drug dealers, are preying on their own.
True Bin laden, but, if the broker is a "good used car salesman" the underwriter is looking at how much they can make selling the mortgage.

And believe me, those mortgages were sold all over the world.

Thanks Bob O, this is one of the few posts of yours I have appreciated. Now you will probably edit it :-)
Lehman did buy a scum bag mortgage broker, but, that represented a small percentage of the problem and the problem was still with the broker, not the borrower or the investor.

Nice to know you think people who have IRA’s, pension plans or 401K plans are greedy. Billions of people who have money invested in everything from bank accounts to pension plans lost money on this.

All those greedy people working for a living.

I’m right there with you – except your mysterious claims that most of the brokers were minority owned businesses. that is not an allegation I’ve heard before. The lending was predatory and did concentrate on low income recipients (typically minorities), but I’m not willing to agree that the brokers were also minorities without some more information.